01.
Money Blueprint
Views money with fear and caution.
02.
Goals
Long-term thinking and focus on growth of future.
Lives for instant gratification, focuses on immediate needs.
03.
Expenditure
Invests in assets that appreciates in value over the time.
Spends on liabilities, believing they are assets.
04.
Compounding
Utilizes the power of compounding interest with full understanding.
Suffers from compounding interest due to debt.
05.
Focus
Loves to build, create, and expand wealth.
Loves to consume and fulfill desires.
06.
Mindset
Positive and optimistic.
Negative and pessimistic.
07.
Opportunity vs. Safety
Actively seeks opportunities, embraces calculated risks.
Seeks safety and avoids risks.
08.
Proactivity
Proactive in making decisions and taking actions.
Reactive, often waiting for things to happen.
09.
Learning from Failure
Sees failure as a chance to learn.
Fears failure and avoids risk.
10.
Assets vs. Liabilities
Acquires assets that generate income.
Acquires liabilities that drain income.
11.
Philosophy
Invests first and spends what is left.
Spends first and invests what is left.
12.
Decision Making
Often fails to act on decisions, resulting in inaction.
13.
Winning vs. Losing
Focuses on winning and achieving goals.
Focuses on avoiding loss and minimizing risk.
14.
Approach to Work
Builds teams and works collaboratively.
Prefers to work alone, avoids collaboration.
15.
Faith vs. Fear
Works with faith and confidence.
Works with fear and doubt.
16.
Comfort Zone
Willing to step out of comfort zones to grow.
Prefers to stay within comfort zones.
17.
Thinking Big vs. Small
Thinks big, aims for significant achievements.
Thinks small, focuses on minor goals.
18.
Making vs. Saving Money
Focuses on making money and generating wealth.
Focuses on saving money, often without growth.
19.
Appearance vs. Reality
Prioritizes being rich over appearing rich.
Often focuses on appearing rich, even through debt.
20.
Opportunities vs. Obstacles
Sees opportunities in every challenge.
Sees obstacles and reasons not to proceed.
21.
Health and Wealth
Believes in having both wealth and health.
Believes in choosing one over the other.
22.
Skill vs. Job
Believes in continuous skill development.
Often lacks skills and seeks shortcuts.
23.
Starting Small
Willing to start small and grow gradually.
Prefers to wait for big opportunities without starting small.
24.
Loans and Desires
Avoids unnecessary debt for desires.
Takes loans to fulfill desires and show off.
25.
Investments
Invests in knowledge and personal growth (big libraries).
Invests in entertainment and comfort (big TVs).
26.
Inflation Awareness
Understands that inflation affects savings.
Often unaware or ignores the impact of inflation on savings.
27.
Financial Tools
Relies on FDs without considering inflation's impact.